It turns out that these 6 things will damage your credit score. Friends who want to apply for a loan should pay attention!
post by Chloe Chan
by Chloe Chan
Jan 27, 2021 Posted at 5:08 AM
Since the National Bank experienced several interest rate cuts, many people have started looking for properties, either for personal use or for investment.
When applying for a loan from a bank,
Not only your personal debt capacity is considered ( click here if you want to know how much loan you can borrow based on your income ), another equally important factor is your credit score.
Only people with good credit Thailand Phone Number List scores have a higher chance of getting a bank loan. The following 6 things are quietly affecting your credit score and preventing you from getting a loan. If you often do this, then you should pay attention!
Companies you may be interested in
1. Overestimating your ability to repay a loan
When applying for a loan, some Albania Phone Number List people never seriously consider their financial situation and always assume that they can repay it. This often leads to a situation where you cannot afford the debt.
Therefore, before applying for any loan, you must think carefully whether you can repay the loan and whether you really need the loan.
In addition, using credit cards to splurge and racking up a lot of debt can also have a negative impact on your credit score. Remember, only apply for a loan or credit card when you need it.
